Financing Available
Bring your staircase, railing, or custom woodwork project to life with financing options through Regions Home Improvement Financing.
View Financing Options
Regions Home Improvement Financing
Make Your Arizona Stairs Project Possible
Choose from same-as-cash financing or a five-year installment loan. You can prequalify with a soft credit pull before completing the full online application.
PreQualify
Start your journey with a soft credit pull through PreQualify, then transition seamlessly into the online application.
Prequalification allows you to explore available financing before completing the full loan application.
PreQualify Online
Check available financing options with a soft credit pull.
prequalification.enerbank.comComplete Your Application
Already prequalified or ready to apply? Begin your secure online application.
application.enerbank.comApply by Phone
You may also begin your application by calling Regions Home Improvement Financing.
(800) 774-7598Ready to Apply?
Use the Arizona Stairs contractor information below when prequalifying or completing your financing application.
© 2026 Regions Bank. All Rights Reserved. All loans subject to qualification, required documentation and credit approval. Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is a trademark of Regions Bank.
Credit and loans provided by Regions Bank, Member FDIC, 650 S. Main St., Suite 1000, Salt Lake City, UT 84101, on approved credit, for a limited time.
* 6-Month Same-As-Cash Loan: 19.99% fixed APR, provided however APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin, effective as of July 2026 and subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 180 days from first disbursement. When the open line period ends, the balance becomes a fixed-rate installment loan. Repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. The first monthly loan payment is due 180 days after first disbursement. If no payments are made during the same-as-cash period and the APR is 19.99%, monthly payments vary from $20.65 to $28.53 per $1,000 borrowed depending on the term. The minimum monthly payment will be no less than $50.00.
** 9-Month Same-As-Cash Loan: 19.99% fixed APR, provided however APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin, effective as of July 2026 and subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 270 days from first disbursement. When the open line period ends, the balance becomes a fixed-rate installment loan. Repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. The first monthly loan payment is due 270 days after first disbursement. If no payments are made during the same-as-cash period and the APR is 19.99%, monthly payments vary from $21.32 to $29.66 per $1,000 borrowed depending on the term. The minimum monthly payment will be no less than $50.00.
*** 9.99% APR 5-Year Loan: 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments are due 90 days after origination and monthly thereafter during the open line period. When the open line period ends, the balance becomes a fixed-rate installment loan. The repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. The first monthly loan payment is due 30 days from the end of the open line period. There are 60 monthly payments of $21.69 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Estimated payment notice: The monthly payment calculations provided are estimates only. Regions Bank will determine the exact loan payment amount after loan approval. The accuracy of these calculations is not guaranteed, nor is their applicability to individual circumstances. For some loan types, the monthly payment may change depending upon when funds are disbursed to the contractor, among other factors. You should always obtain financial advice from qualified professionals.



2120 E Raymond #21, Phoenix, AZ 85040